Business Loan

BUSINESS LOAN

 

IS YOUR BUSINESS FACING SETBACKS DUE TO RESTRICTED CASH FLOW? DO YOU NEED SOME FINANCIAL SUPPORT FOR EXPANDING THE BUSINESS, INVESTING IN OFFICE OR FACTORY SPACE, BUYING EQUIPMENT OR MACHINERY, OR EXPANDING INVENTORY? ALMOST ALL BUSINESS OWNERS KNOW THE PAIN OF GETTING A BUSINESS LOAN SANCTIONED. ARE YOU ONE OF THOSE FACING ISSUES IN GETTING YOUR BUSINESS LOAN APPROVED? A BUSINESS LOAN MIGHT PUT YOU ON TRACK. READ ON TO KNOW MORE ABOUT BUSINESS LOAN OFFERS.

 

BUSINESS LOAN FEATURES

THERE ARE VARIOUS FEATURES THAT MAKE TAKING A BUSINESS LOAN FROM SBI BENEFICIAL:

• THE APPLICATION PROCESS IS SIMPLE AND QUICK.
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• REQUIRES MINIMAL DOCUMENTATION.
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• DOES NOT REQUIRE ANY SECURITY OR COLLATERAL.
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• ATTRACTIVE INTEREST RATES.
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• FLEXIBLE LOAN AMOUNT, TENURE, AND REPAYMENT METHODS.
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• FUNDING IS AVAILABLE FOR UP TO RS. 1 CRORE
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• FLEXIBLE TENURE UP TO 5 YEARS

 

PURPOSE OF BUSINESS LOANS

THE MOST COMMON REASONS TO TAKE BUSINESS LOANS ARE AS FOLLOWS

1. EXPANDING OPERATIONS

BUYING LAND OR LEASING A PROPERTY TO EXPAND BUSINESS OPERATIONS WHEN YOU FEEL THAT YOUR BUSINESS HAS GROWN LARGE ENOUGH AND SCALING UP AT THIS MOMENT IS AN OPPORTUNITY THAT YOU DO NOT WISH TO FORGO, A BUSINESS BASED ON ITS GROWTH PROJECTIONS CAN GO FOR EXPANDING OPERATIONS MORE THAN ONCE.

2. PURCHASE EQUIPMENT

TECHNOLOGY HAS BECOME A KEY DRIVER IN THE INFORMATION AGE OF BUSINESS, AND SINCE TECHNOLOGY COMES WITH A PRE-SET EXPIRY DATE, THERE IS ALWAYS A DEMAND TO PURCHASE OR UPGRADE EXISTING EQUIPMENT AND TECHNOLOGY. BUYING/LEASING/REPLACING A NEW EQUIPMENT THAT WILL HELP IMPROVE THE PRODUCTION OR OPERATIONS OF THE ORGANIZATION, ALTERNATIVELY THE EQUIPMENT CAN ALSO BE LEASED, IT IS BEST TO CONDUCT A COST-PROFIT ANALYSIS TO DETERMINE WHETHER TO BUY OR LEASE.

THE ADVANTAGE OF BUYING EQUIPMENT IS THAT DEPRECIATION CAN BE CLAIMED EACH YEAR APART FROM THE FIRST-YEAR TAX EXEMPTIONS.

3. PURCHASE OF INVENTORY

MOST OFTEN SMALL BUSINESSES WOULD REQUIRE IMMEDIATE CAPITAL FOR THE PURCHASE OF INVENTORY STOCK OR RAW MATERIAL. THERE MAY ARISE A SITUATION WHERE THE DEMAND FOR YOUR PRODUCT MAY BE VERY HIGH IN THE MARKET. BUSINESSES MAY NOT HAVE THE FUNDS TO GET THE RAW MATERIALS TO MEET THE RISE IN DEMAND. THIS PROBLEM CAN BE SOLVED WHEN INDIVIDUALS AND ENTREPRENEURS TAKE LOANS TO BUY THE INVENTORY NEEDED FOR PRODUCTION.

4. TO INCREASE WORKING CAPITAL

MANY TIMES, SMALL BUSINESSES MAY NOT HAVE ENOUGH WORKING CAPITALS TO RUN THEIR DAY-TO-DAY ACTIVITIES. THEY WILL TAKE SHORT-TERM LOANS TILL THEIR OWN ASSETS EARN ENOUGH REVENUES TO MEET THEIR OPERATIONAL NEEDS.

5. IMPROVE CREDIT HISTORY

IF A BUSINESS IS LOOKING TO GET A LARGER LOAN IT IS NECESSARY FOR THE COMPANY TO HAVE A GOOD CREDIT HISTORY TO MAKE SURE OF THIS THE INDIVIDUAL OR PROPRIETORS GET SHORT-TERM LOANS AND PAY THEM ON TIME TO IMPROVE THEIR CREDIT HISTORY. CONSISTENT REPAYMENT OF BORROWINGS WILL LEAD TO A POSITIVE CREDIT HISTORY.

 

BUSINESS LOAN DOCUMENTS

 

THE DOCUMENTATION REQUIRED IS SIMPLE AND STRAIGHTFORWARD. FOLLOWING ARE SOME OF THE DOCUMENTS WHICH WILL BE REQUIRED:

• APPLICATION FORM WITH PASSPORT SIZE PHOTOGRAPHS OF ALL APPLICANTS AND CO-APPLICANTS
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• PAN CARD
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• IDENTITY PROOF – VOTER ID / DRIVING LICENSE / PASSPORT / AADHAR CARD (ANYONE CAN BE SUBMITTED)
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• ADDRESS PROOF – VOTER ID / DRIVING LICENSE / PASSPORT / TELEPHONE BILL / ELECTRICITY BILL / REGISTERED LEASE DEED OR SALE AGREEMENT / BANK STATEMENT (ANYONE CAN BE SUBMITTED)
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• OWNERSHIP PROOF OF EITHER RESIDENCE OR OFFICE EITHER IN THE NAME OF THE APPLICANT OR JOINTLY WITH FAMILY MEMBERS
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• BUSINESS CONTINUITY PROOF – ANY ONE DOCUMENT DATED 5 YEARS OLD (BANK STATEMENT / SALES TAX CHALLANS / IT RETURNS / SHOPS & EST. CERTIFICATE / CERTIFICATE OF INCORPORATION / PARTNERSHIP DEED)
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• LETTER CERTIFYING END USE OF THE BUSINESS LOAN FUNDS ON BUSINESS LETTERHEAD

Car Loan

CAR LOAN

 

OWING A CAR IS A MILESTONE, A FINANCIAL GOAL, WHICH MOST INDIVIDUALS ENVISION ACCOMPLISHING. OWNING A CAR IS A SYMBOL OF SUCCESS! MOREOVER, IT IS AN EMOTIONAL GOAL ALMOST EVERY FAMILY ENJOYS GOING ON A LONG DRIVE WITH LOVED ONES IN THEIR OWN CAR. AND THIS IS TRUE EVEN IN THE AGE OF CAB AGGREGATORS.

TODAY, BUYING A DREAM CAR IS ALMOST WITHIN YOUR REACH IRRESPECTIVE OF WHETHER YOU ARE SALARIED OR SELF-EMPLOYED. YOU DON’T NEED TO BE WEALTHY ENOUGH OR SAVE A FAIR AMOUNT OF MONEY TO BUY YOUR FIRST CAR, UNLIKE A COUPLE OF DECADES AGO. YOU CAN SIMPLY AVAIL A NEW CAR LOAN AND DRIVE IN YOUR DREAM CAR SOONER.

YOU CAN GET A PRE APPROVED CAR LOAN, DEPENDING ON YOUR INCOME AND CREDIT SCORE, BUT SUBJECT TO MAXIMUM LOAN TENURE AND THE LOAN AMOUNT.

UNNATI FINSERVE OFFERS CAR LOANS AT AN ATTRACTIVE RATE OF INTEREST, LOW PROCESSING FEE, A REPAYMENT TENURE OF UP TO 8 YEARS, AND A HIGHER LOAN-TO-VALUE RATIO (100% ON-ROAD PRICE FUNDING ON CERTAIN MODELS) TO PURCHASE A NEW CAR. THE CAR LOAN IS OFFERED EVEN TO PROPRIETORSHIP FIRMS, PARTNERSHIP FIRMS, COMPANIES, TRUSTS, AND SOCIETIES.

 

ELIGIBILITY CRITERIA AND DOCUMENTS REQUIRED.

 

THE CAR LOAN ELIGIBILITY CRITERIA CAN BE DIFFERENT FOR DIFFERENT BANKS. THE COMMON CRITERIA ARE AS FOLLOWS:

• AGE BETWEEN 18 YEARS AND 75 YEARS
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• MINIMUM NET MONTHLY INCOME OF RS. 20,000
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• AT LEAST 1 YEAR OF EMPLOYMENT WITH THE CURRENT EMPLOYER
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• MUST BE SALARIED OR SELF-EMPLOYED, WORKING FOR A GOVERNMENT ESTABLISHMENT OR A PRIVATE COMPANY

 

FEATURES AND BENEFITS OF CAR LOAN

 

WHEN IT COMES TO CAR LOANS IN INDIA, IN GENERAL, THE FOLLOWING FEATURES AND BENEFITS ARE OFFERED. NOTE THAT, THE FOLLOWING IS A GENERALIZED LOOK AT THE ADVANTAGES OFFERED BY CAR LOANS. INDIVIDUALLY, CAR LOAN LENDERS MAY HAVE HIGHLY CUSTOMIZED AND SPECIALIZED OFFERINGS FOR THEIR CUSTOMER BASE.

• IT HELPS YOU PURCHASE A CAR EVEN IF YOU DON’T HAVE ALL THE MONEY FOR IT RIGHT NOW.
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• MOST CAR LOANS WILL FINANCE THE ON-ROAD PRICE OF THE CAR.
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• SOME CAR LOANS WILL EVEN FINANCE 100% OF THE ON-ROAD PRICE. THIS MEANS NO DOWN PAYMENTS.
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• WITH SOME BANKS OFFERING FINANCING IN THE CRORES, YOU ARE NOT LIMITED IN YOUR CHOICE OF CARS
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• MOST CAR LOAN OFFERINGS IN INDIA ARE SECURED LOANS. THIS IMPLIES THAT THE CAR SERVES AS THE SECURITY/COLLATERAL FOR THE LOAN.
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• PROCURING A CAR LOAN IS USUALLY SIMPLE WHEN COMPARED TO OTHER LOAN PRODUCTS. INDIVIDUALS WITH SLIGHTLY UNSAVOURY CREDIT SCORES CAN ALSO HOPE TO PROCURE ONE. HOWEVER, THIS OPTION DIFFERS FROM BANK TO BANK.
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• CAR LOANS IN INDIA OFTEN OFFER FIXED INTEREST RATE OPTIONS. THIS MEANS YOU ARE ALWAYS ASSURED OF A FIXED AMOUNT THAT NEEDS TO BE REPAID MONTHLY.
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• MANY LENDERS WILL OFFER INTEREST RATES BASED ON YOUR CREDIT SCORE SO A HIGH SCORE TO GET YOU A CHEAPER LOAN.
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• CAR LOANS ARE NOT MEANT FOR JUST NEW CARS.

Credit Cards

SMART, SECURE & CONVENIENT FINANCIAL FREEDOM WITH LOAN AT CLICK

IN TODAY’S MODERN LIFESTYLE, A CREDIT CARD HAS BECOME MORE THAN JUST A PAYMENT TOOL—IT IS A FINANCIAL COMPANION THAT BRINGS COMFORT, FLEXIBILITY, AND REWARDS INTO YOUR EVERYDAY LIFE. WHETHER YOU ARE SHOPPING ONLINE, PAYING BILLS, TRAVELING, DINING OUT, OR HANDLING EMERGENCIES, A CREDIT CARD OFFERS INSTANT ACCESS TO FUNDS WHENEVER YOU NEED THEM. AT LOAN AT CLICK, WE HELP YOU CHOOSE THE RIGHT CREDIT CARD THAT PERFECTLY MATCHES YOUR SPENDING HABITS AND FINANCIAL NEEDS.

A CREDIT CARD IS ONE OF THE MOST CONVENIENT WAYS TO MANAGE MONTHLY EXPENSES. IT ALLOWS YOU TO SPEND FIRST AND PAY LATER, GIVING YOU BREATHING ROOM TO MANAGE CASH FLOW. FROM GROCERIES TO GADGETS, FUEL TO FLIGHT TICKETS, A CREDIT CARD ENSURES SMOOTH TRANSACTIONS WITHOUT TOUCHING YOUR SAVINGS. MANY CARDS ALSO OFFER ZERO-COST EMI OPTIONS, MAKING IT EASIER FOR YOU TO PURCHASE BIG-TICKET ITEMS WITHOUT FINANCIAL PRESSURE.

ONE OF THE BIGGEST ADVANTAGES OF USING A CREDIT CARD IS THE REWARDS AND BENEFITS YOU RECEIVE. DEPENDING ON THE CARD, YOU CAN ENJOY CASHBACK, REWARD POINTS, TRAVEL MILES, MOVIE DISCOUNTS, DINING OFFERS, FUEL BENEFITS, AND EXCLUSIVE DEALS ON SHOPPING PLATFORMS. THESE REWARDS HELP YOU SAVE MONEY AND GET EXTRA VALUE ON EVERYDAY SPENDING. WITH THE RIGHT CREDIT CARD, EVERY TRANSACTION CAN BRING SOMETHING BACK TO YOU.

AT LOAN AT CLICK, WE UNDERSTAND THAT CHOOSING THE RIGHT CARD CAN FEEL CONFUSING BECAUSE EVERY BANK OFFERS MULTIPLE OPTIONS. THAT’S WHY WE GUIDE YOU TOWARD THE BEST CARDS AVAILABLE FROM OUR PARTNER BANKS AND NBFCS. WHETHER YOU ARE SALARIED, SELF-EMPLOYED, A BEGINNER APPLYING FOR YOUR FIRST CARD, OR SOMEONE LOOKING FOR PREMIUM BENEFITS, WE HELP YOU FIND A CARD THAT SUITS YOUR LIFESTYLE. OUR EXPERTS ASSIST YOU WITH FEATURES, CREDIT LIMITS, ANNUAL CHARGES, AND REWARD STRUCTURES SO THAT YOU MAKE THE RIGHT CHOICE WITH FULL CLARITY.

APPLYING FOR A CREDIT CARD THROUGH LOAN AT CLICK IS QUICK AND HASSLE-FREE. WE FOCUS ON MINIMUM DOCUMENTATION, FAST APPROVAL, AND SMOOTH PROCESSING, SAVING YOU TIME AND EFFORT. OUR TEAM EXPLAINS EACH STEP, MAKING THE ENTIRE EXPERIENCE SIMPLE EVEN FOR FIRST-TIME APPLICANTS.

ANOTHER MAJOR BENEFIT OF HAVING A CREDIT CARD IS BUILDING A STRONG CREDIT SCORE. WHEN USED RESPONSIBLY—BY PAYING BILLS ON TIME AND KEEPING USAGE WITHIN LIMITS—A CREDIT CARD IMPROVES YOUR CIBIL SCORE. A GOOD CREDIT SCORE HELPS YOU GET BETTER LOAN OFFERS IN THE FUTURE, SUCH AS PERSONAL LOANS, CAR LOANS, BUSINESS LOANS, OR HOME LOANS. IN THIS WAY, A CREDIT CARD BECOMES AN IMPORTANT PART OF YOUR LONG-TERM FINANCIAL PLANNING.

CREDIT CARDS ARE ALSO EXTREMELY USEFUL IN EMERGENCIES. WHETHER IT’S A MEDICAL SITUATION, SUDDEN TRAVEL PLAN, OR UNEXPECTED BILL, YOUR CARD PROVIDES INSTANT FUNDS WITHOUT STRESS. YOU CAN REPAY THE AMOUNT EASILY IN THE NEXT BILLING CYCLE OR CONVERT LARGE EXPENSES INTO MANAGEABLE EMIS.

AT LOAN AT CLICK, OUR GOAL IS TO HELP YOU EXPERIENCE FINANCIAL FREEDOM WITH THE RIGHT CREDIT CARD. SMART, SECURE, AND CONVENIENT—YOUR PERFECT CARD IS JUST ONE STEP AWAY.

MAKE SMARTER PAYMENTS. BUILD A STRONGER FINANCIAL FUTURE.
CHOOSE LOAN AT CLICK FOR THE BEST GUIDANCE AND EASY APPROVAL FOR CREDIT CARDS.

Education Loan

SECURE YOUR CHILD’S FUTURE WITH LOAN AT CLICK

EDUCATION IS ONE OF THE MOST VALUABLE INVESTMENTS IN LIFE. WHETHER IT’S SCHOOL FEES, COLLEGE ADMISSION, HIGHER STUDIES, OR ANY PROFESSIONAL COURSE, QUALITY EDUCATION OFTEN COMES WITH HIGH EXPENSES. MANY FAMILIES FACE FINANCIAL PRESSURE WHEN IT COMES TO ARRANGING MONEY FOR FEES, BOOKS, HOSTEL CHARGES, OR COACHING. THAT’S WHERE AN EDUCATION LOAN BECOMES A SMART AND PRACTICAL SOLUTION. AT LOAN AT CLICK, WE MAKE THIS PROCESS SIMPLE, FAST, AND STRESS-FREE.

AN EDUCATION LOAN HELPS STUDENTS AND PARENTS MANAGE ALL KINDS OF ACADEMIC EXPENSES WITHOUT DISTURBING THEIR SAVINGS. IT COVERS TUITION FEES, EXAM FEES, TRAVEL OR HOSTEL CHARGES, BOOKS, STUDY MATERIAL, AND EVEN LAPTOPS OR REQUIRED EQUIPMENT. WHETHER THE STUDENT IS PLANNING TO STUDY IN INDIA OR ABROAD, HAVING ACCESS TO TIMELY FUNDS ENSURES THEIR DREAMS ARE NEVER DELAYED.

AT LOAN AT CLICK, WE WORK WITH MULTIPLE BANKS AND NBFCS TO OFFER THE BEST EDUCATION LOAN OPTIONS BASED ON YOUR BUDGET AND REQUIREMENT. WE FOCUS ON QUICK APPROVAL, MINIMUM DOCUMENTATION, AND FAST DISBURSAL, SO YOU CAN ARRANGE MONEY ON TIME DURING ADMISSIONS, ESPECIALLY WHEN DEADLINES ARE TIGHT. OUR GUIDANCE MAKES THE ENTIRE PROCESS EASY TO UNDERSTAND, EVEN FOR FIRST-TIME APPLICANTS.

EDUCATION SHOULD NEVER STOP BECAUSE OF FINANCIAL PROBLEMS. A GOOD EDUCATION LOAN HELPS STUDENTS FOCUS ON LEARNING AND BUILDING THEIR FUTURE, WHILE PARENTS STAY RELAXED ABOUT THE EXPENSES. WITH FLEXIBLE REPAYMENT OPTIONS, COMPETITIVE INTEREST RATES, AND ONLINE PROCESSING, LOAN AT CLICK ENSURES A SMOOTH AND COMFORTABLE EXPERIENCE.

WHETHER IT’S FOR SCHOOL, COLLEGE, A DIPLOMA COURSE, SKILL TRAINING, OR OVERSEAS EDUCATION—LOAN AT CLICK IS ALWAYS READY TO SUPPORT YOUR JOURNEY.

SECURE YOUR EDUCATION. BUILD YOUR FUTURE.
CHOOSE LOAN AT CLICK FOR FAST, RELIABLE, AND STUDENT-FRIENDLY EDUCATION LOANS.

Health Care Product

HEALTH CARE PRODUCTS & HEALTH LOANS.

A SMART WAY TO SECURE YOUR FUTURE WITH LOAN AT CLICK

HEALTH IS SOMETHING WE CANNOT PREDICT, AND MEDICAL EXPENSES TODAY CAN BE VERY HIGH. EVEN A SMALL TREATMENT OR EMERGENCY CAN DISTURB YOUR SAVINGS. THIS IS WHY HAVING PROPER HEALTH PROTECTION AND ACCESS TO QUICK MEDICAL FUNDS IS VERY IMPORTANT. AT LOAN AT CLICK, WE HELP YOU STAY FINANCIALLY READY WITH FAST AND SIMPLE HEALTH LOAN OPTIONS.

HEALTH INSURANCE IS HELPFUL BECAUSE IT COVERS MAJOR MEDICAL COSTS LIKE HOSPITALIZATION, SURGERIES, AND TREATMENTS. BUT MANY TIMES, PEOPLE STILL FACE EXTRA EXPENSES THAT INSURANCE DOES NOT COVER—SUCH AS COSTLY MEDICINES, TESTS, ROOM UPGRADES, OR TREATMENTS OUTSIDE THE POLICY. IN EMERGENCIES, YOU MAY ALSO NEED MONEY BEFORE YOUR INSURANCE CLAIM IS APPROVED. THAT’S WHEN A HEALTH LOAN BECOMES THE BEST SUPPORT.

A HEALTH LOAN WORKS JUST LIKE A PERSONAL LOAN, BUT IT IS USED SPECIFICALLY FOR MEDICAL NEEDS. WHETHER IT IS AN ACCIDENT, EMERGENCY SURGERY, MATERNITY CARE, DENTAL TREATMENT, OR A PLANNED MEDICAL PROCEDURE, HAVING QUICK ACCESS TO FUNDS GIVES YOU PEACE OF MIND. YOU CAN FOCUS ON TREATMENT INSTEAD OF WORRYING ABOUT MONEY.

AT LOAN AT CLICK, WE PROVIDE QUICK APPROVAL, MINIMUM DOCUMENTS, AND FAST DISBURSAL SO YOU GET FUNDS EXACTLY WHEN YOU NEED THEM. WE WORK WITH MULTIPLE BANKS AND NBFCS TO OFFER THE BEST LOAN OPTIONS BASED ON YOUR REQUIREMENT AND BUDGET. OUR PAN INDIA SERVICES MAKE THE PROCESS EASY, SMOOTH, AND FULLY ONLINE.

MEDICAL SITUATIONS CAN BE STRESSFUL, BUT ARRANGING MONEY SHOULD NOT BE. A HEALTH LOAN FROM LOAN AT CLICK ENSURES THAT YOU NEVER DELAY TREATMENT BECAUSE OF FINANCIAL PRESSURE. IT IS A SMART BACKUP EVEN IF YOU ALREADY HAVE HEALTH INSURANCE.

IF YOU’RE LOOKING FOR A HEALTH LOAN, MEDICAL EMERGENCY LOAN, OR ANY KIND OF FINANCIAL HELP RELATED TO HEALTHCARE—LOAN AT CLICK IS THE MOST TRUSTED NAME YOU CAN RELY ON.

SECURE YOUR HEALTH. PROTECT YOUR FAMILY.
CHOOSE SMART FINANCIAL SUPPORT WITH LOAN AT CLICK.

 

Home Loan

HOME LOAN

 

WE UNDERSTAND THAT BUYING A HOUSE IS ONE OF THE MOST IMPORTANT DECISIONS IN LIFE, FOR PEOPLE ACROSS THE WORLD. WE ALSO KNOW THAT WHILE MOST PEOPLE DREAM OF OWNING A PERFECT HOME, ACHIEVING THAT GOAL CAN BE QUITE A CHALLENGE, ESPECIALLY WHEN IT COMES TO ARRANGING THE FINANCE REQUIRED TO MAKE SUCH AN EXPENSIVE PURCHASE.

BUT YOU CAN NOW FULFILL THIS DREAM BY OPTING FOR A HOME LOAN FROM UNNATI FINSERVE
 

• LOAN REQUIREMENT - LOANS RANGING FROM INR 300,000 UP TO INR 100,000,00

• PROPERTY TYPES - LOANS ARE AVAILABLE TO RESIDENT INDIANS AND NON-RESIDENT INDIANS (NRIS) FOR READY PROPERTIES, SELECT UNDER CONSTRUCTION PROPERTIES APPROVED BY GOVT, SELF-CONSTRUCTION, AND HOME IMPROVEMENT.

• NRI APPLICANTS MUST HAVE A LOCAL CO-APPLICANT OR A LOCAL CONTACT PERSON

• LOAN TENURE - LOANS ARE AVAILABLE FOR TENURES UP TO 20 YEARS AND FOR SALARIED CUSTOMERS UP TO 25 YEARS

 

ELIGIBILITY

• THE MINIMUM AGE AT THE TIME OF APPLICATION SHOULD BE 21 YEARS.
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• THE MAXIMUM AGE AT PERSONAL LOAN MATURITY SHOULD BE 60 YEARS OR RETIREMENT AGE WHICHEVER IS EARLIER.
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• MINIMUM NET MONTHLY INCOME SHOULD BE RS.25000
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• SHOULD HAVE COMPLETED MINIMUM 2 YEARS IN EMPLOYMENT AND MINIMUM 1 YEAR IN THE CURRENT ORGANIZATION.
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• SHOULD HAVE COMPLETED A MINIMUM OF 1 YEAR OF STAY AT THE CURRENT RESIDENCE, IF RENTED.

 

Personal Loan

PERSONAL LOAN

 

PERSONAL LOANS ARE AN UNSECURED FORM OF CREDIT THAT IS POPULAR TO MEET IMMEDIATE REQUIREMENTS. IT IS MULTI-PURPOSE IN NATURE AND THEREFORE CAN BE USED FOR VARIOUS PURPOSES INCLUDING WEDDINGS, HOME RENOVATIONS, TRAVEL PURPOSES, AND MORE. MOREOVER, THERE IS NO RESTRICTION FOR THE AMOUNT BORROWED AND CAN BE USED FOR ANY PURPOSE THEY WANT. IN FACT, A PERSONAL LOAN CAN HELP YOU BUILD YOUR CREDIT FASTER WHEN COMPARED WITH OTHER FORMS OF CREDIT. THIS IS BECAUSE OF THE RISK IT CARRIES DUE TO BEING UNSECURED.

NO COLLATERAL REQUIRED

ONE OF THE BENEFITS ASSOCIATED WITH AN ONLINE PERSONAL LOAN IS THAT IT IS UNSECURED IN NATURE. THIS MEANS YOU DON’T NEED TO PLEDGE ANY COLLATERAL FOR YOUR LOAN. ALTHOUGH THIS CAN BE A REASON FOR YOUR INTEREST RATE, YOU CAN GET A LOW-INTEREST PERSONAL LOAN EASILY IF YOU MEET THE ELIGIBILITY REQUIREMENTS.

MINIMAL DOCUMENTATION

IN THIS AGE OF DIGITIZATION, THE PROCESS OF VERIFICATION AND DOCUMENTATION HAS NOW BECOME SHORT. THIS IS APPLICABLE FOR AN INSTANT PERSONAL LOAN AS THEY ARE FAST IN DISBURSAL AND REQUIRE MINIMUM DOCUMENTS FOR APPROVAL.

EASY APPROVAL

YOU CAN GET PERSONAL LOANS THAT ARE QUICK AND EASY TO APPROVAL. THIS IS WHY IT IS THE BEST BET IN TIMES OF FINANCIAL EMERGENCY. MOREOVER, THE PROCESS HAS BECOME DIGITAL; THUS REDUCING TIME IN THE VERIFICATION PROCESS.

MULTIPURPOSE IN NATURE

A PERSONAL LOAN CAN BE USED FOR ANYTHING EXCEPT FOR INVESTMENT AND ILLEGAL ACTIVITIES. APART FROM THAT, IT IS MULTIPURPOSE IN NATURE AND CAN BE USED FOR ANYTHING. OTHER FORMS OF CREDIT WHEN TAKEN ARE FOR A SPECIFIC PURPOSE AND CAN BE USED ONLY FOR THE SAME. FOR EXAMPLE, A HOME LOAN IS USED FOR PURCHASING A HOUSE WHEREAS A CAR LOAN IS TAKEN TO BUY A CAR. HOWEVER, A PERSONAL LOAN CAN BE TAKEN TO OFFSET ANY IMMEDIATE REQUIREMENTS.

Used Car Loan

DRIVE YOUR DREAM CAR WITH LOAN AT CLICK

BUYING A CAR IS A BIG DREAM FOR MANY PEOPLE, AND A USED CAR IS ONE OF THE SMARTEST WAYS TO MAKE THAT DREAM AFFORDABLE. TODAY, PRE-OWNED CARS COME IN GREAT CONDITION, WITH GOOD MILEAGE, STRONG ENGINES, AND MODERN FEATURES—ALL AT A MUCH LOWER PRICE THAN A NEW CAR. BUT EVEN A USED CAR REQUIRES A GOOD AMOUNT OF MONEY UPFRONT. THAT’S WHERE A USED CAR LOAN FROM LOAN AT CLICK BECOMES THE PERFECT SOLUTION.

A USED CAR LOAN HELPS YOU BUY A PRE-OWNED VEHICLE WITHOUT PUTTING PRESSURE ON YOUR SAVINGS. WHETHER YOU ARE A SALARIED PERSON, SELF-EMPLOYED, OR A FIRST-TIME BUYER, WE HELP YOU GET QUICK AND EASY FINANCING FOR THE CAR YOU WANT. WITH FLEXIBLE EMIS, COMPETITIVE INTEREST RATES, AND FAST APPROVAL, OUR LOAN OPTIONS MAKE IT SIMPLE TO BRING HOME YOUR DREAM CAR.

AT LOAN AT CLICK, WE WORK WITH MULTIPLE BANKS AND NBFCS TO FIND THE BEST LOAN PLAN BASED ON YOUR INCOME, BUDGET, AND CAR MODEL. OUR PROCESS IS DESIGNED TO BE SMOOTH AND HASSLE-FREE—MINIMUM DOCUMENTS, QUICK VERIFICATION, AND FAST DISBURSAL SO YOU DON’T HAVE TO WAIT LONG TO GET YOUR KEYS. WHETHER YOU ARE BUYING FROM A DEALER, SHOWROOM, OR INDIVIDUAL SELLER, WE HELP YOU COMPLETE THE LOAN PROCESS EASILY.

A USED CAR LOAN IS A GREAT OPTION BECAUSE IT KEEPS YOUR MONTHLY EXPENSES MANAGEABLE. YOU CAN CHOOSE A REPAYMENT PLAN THAT FITS YOUR COMFORT, MAKING YOUR PURCHASE STRESS-FREE. MANY CUSTOMERS PREFER USED CARS BECAUSE THEY GET BETTER FEATURES AT A LOWER COST—AND WITH EASY LOAN SUPPORT, THE DEAL BECOMES EVEN MORE ATTRACTIVE.

YOUR JOURNEY TO OWNING A CAR STARTS WITH THE RIGHT FINANCIAL SUPPORT.
FOR QUICK APPROVAL AND TRUSTED GUIDANCE, CHOOSE LOAN AT CLICK FOR YOUR USED CAR LOAN.