Loan At Click
GENERAL TERMS OF USE
Welcome to Loan At Click (“www.loanatclick.com”) owned and operated by Loan At Click / Unnati Finserve, a company incorporated under the provisions of the Companies Act, 1956 and having its registered office at 415 DDA-1 District Center Janakpuri New Delhi 110058.
This document/agreement/understanding is a computer-generated electronic record published in terms of Rule 3 of the Information Technology (Intermediaries Guidelines) Rules, 2011 read with Information Technology Act, 2000 and does not require any physical or digital signatures.
Before you may use the Website, you must read all of these General Terms of Use (“Terms”) herein and the privacy policy provided on the Website. By using Loan At Click's products, software, services, and the Website or by availing any products offered by Loan At Click's partner institutions or third parties (“Services”), you understand and agree that Loan At Click will treat your use of the Services as acceptance of these Terms from such point of usage. You may not use the Services if you do not accept the Terms. If you do not agree to be bound by these Terms and the Privacy Policy, you may not use the Website in any way. It is strongly recommended for you to return to this page periodically to review the most current version of the Terms in force. Loan At Click reserves the right at any time, at its sole discretion, to change or otherwise modify the Terms without prior notice, and your continued access or use of this Website signifies your assent/ratification of the updated or modified Terms. If you object to these Terms or any subsequent modifications to these Terms in any way, your only recourse is to immediately terminate use of the Website. We may require you to agree to additional terms (if any) between you and Loan At Click in connection with specific services that you may avail of from time to time. The service provided by Loan At Click through the Website is available and appropriate only for use in India.
You acknowledge and agree that Loan At Click owns all rights, title, and interest in and to the Services, including any intellectual property rights which subsist in the Services (whether registered or not). You further acknowledge that the Services may contain information that is designated confidential by Loan At Click and that you shall not disclose such information without Loan At Click's prior written consent.
Loan At Click grants you a limited license to access and make personal use of the Website and the Services. This license does not confer any right to download, copy, create a derivative work from, modify, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sub-license, grant a security interest in or otherwise transfer any right in the Services. You do not have the right to use any of Loan At Click's trade names, trademarks, service marks, logos, domain names, and other distinctive brand features. You do not have the right to remove, obscure, or alter any proprietary rights notices (including trademark and copyright notices), which may be affixed to or contained within the Services. You will not copy or transmit any of the Services.
The Website is intended for personal and non-commercial use. You shall register to become a member of the Website only if you are of the age of 18 or above and can enter into binding contracts as per applicable laws. You are responsible for maintaining the secrecy of your passwords, login and account information. You will be responsible for all use of the Website by you and anyone using your password and login information (with or without your permission).
You also agree to provide true, accurate, current, and complete information about yourself as and when prompted by the Website. If you provide any information that is untrue, inaccurate, not updated or incomplete (or becomes untrue, inaccurate, not updated or incomplete), or Loan At Click has reasonable grounds to suspect that such information is untrue, inaccurate, not updated or incomplete, Loan At Click shall have the right to suspend or terminate your account and/or refuse any and all current or future use of the Website (or any portion thereof) or Services in connection thereto.
By making use of the Website, and furnishing your personal/contact details, you hereby agree that you are interested in knowing more or availing and/or purchasing various products, services, offers, campaigns, or other promotional material that Loan At Click or any other third party may offer/provide/share/send you from time to time through any means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), Whatsapp or any other messaging service/mobile application or any other physical, electronic or digital means/mode. You hereby agree that Loan At Click may contact you either electronically or through phone, to understand your interest in the selected products and services and to fulfill your demand or complete your application. Further you also expressly agree and authorize Loan At Click and its partners, service providers, vendors, and other third parties to contact you for the purpose of offering or inviting your interest in availing other products or services offered by third parties, or for sending other marketing campaigns, offers, or any other information either on the Website or through other means including but not limited to telephone, SMS (short messaging service), electronic mail (e-mail), Whatsapp or any other messaging service/mobile application or any other physical, electronic or digital means/mode.
You specifically understand and agree that by using the Website you authorize Loan At Click, its affiliates, partners, and third parties to contact you for any follow up calls in relation to the Services provided through the Website and for offering or inviting your interest in availing any other product or service offered by Loan At Click or such third parties. You agree and consent to receive communications relating to all of the above on your phone/mobile number provided by you on the Website and expressly waive any registration or preference made under DND/NCPR list under the applicable TRAI regulations.
You agree and authorize Loan At Click to share your information, with its group companies, vendors, service providers of Loan At Click and other third parties, in so far as required for marketing purposes/offering/cross-selling various products and services and/or to provide you with various value-added services, in association with the Services selected by you or generally otherwise. You agree to receive communications through e-mails, telephone and/or SMS, from Loan At Click or third parties. You also agree that Loan At Clickre serves the right to make your details available to its partner banks/financial institutions, vendors, service providers, business partners, agents or any other third party and that you may be contacted by such partners and/or the third party for information through email, telephone and/or SMS. If you request not to receive such communication/marketing material any further, it shall be applied prospectively only and shall not apply in respect to your data already shared by Loan At Click with its partners upon your prior consent. In case you do not wish to receive any such communication/marketing materials from our partner banks/ financial institutions/third parties, we request you to kindly get in touch with them independently, without involving Loan At Click.
You agree and acknowledge that for undertaking any financial transaction through the Website, Loan At Click may undertake client/customer due diligence measures and seek mandatory information required for Know-Your-Customer (“KYC”) purpose which as a customer you are obliged to give, while facilitating your request of loan/credit card/mutual fund and other financial product requirements with the banks/financial institutions, in accordance with applicable law and regulations. Loan At Click may obtain sufficient information to establish, to the satisfaction of the banks/financial institutions, the identity of each new customer/user, and to ascertain the purpose of the intended nature of the relationship between you and the bank/financial institution. You agree and acknowledge that Loan At Click can undertake enhanced due diligence measures (including any documentation), to satisfy itself relating to customer due diligence requirements in line with the requirements and obligations under applicable laws and regulations